Roofing Cost Estimate

Storm Damage Roof Insurance Claims

How roof insurance claims typically work.

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Pricing reviewed October 2026

  1. Document damage with photos (safely, from the ground).
  2. Prevent further damage (tarp) and keep receipts.
  3. Call your insurer and schedule an adjuster.
  4. Get a licensed roofer's written estimate.

Beware door-to-door storm chasers who pressure you to sign immediately.

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Roof figures marked as from the 2026 cost guide ($4–$11/sq ft installed; ~$9,000–$18,000 typical replacement; 3-tab $4.50–$7.50, architectural $6–$9, metal $8–$14, synthetic slate $9–$15, natural slate $15–$30) come from the RoofingCostEstimate 2026 cost guide. Tile, wood shake and flat-roof ranges, tear-off add-ons, pitch/story multipliers and city adjustments are editorial estimates based on typical scope, materials and labor — not survey data. Compare written quotes from licensed local roofers.